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2654 Cameron Taggart Rd
ML Cobble Hill Cobble Hill V0R 2P2

$1,795,000
Residential beds: 4 baths: 4.0 3,396 sq. ft. built: 2016

View of front of property featuring driveway, an attached garage, and a shingled roof
Photo 1: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 2: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 3: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 4: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 5: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 6: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 7: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 8: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 9: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 10: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 11: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 12: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 13: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 14: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 15: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 16: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 17: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 18: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 19: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 20: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 21: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 22: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 23: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 24: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 25: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 26: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 27: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 28: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 29: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 30: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 31: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 32: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 33: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 34: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 35: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 36: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 37: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 38: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 39: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 40: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 41: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 42: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 43: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 44: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 45: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Photo 46: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
Status:
Active
Prop. Type:
Residential
MLS® Num:
999742
Bedrooms:
4
Bathrooms:
4
Year Built:
2016
Open Sunday 1:00-3:00 Private country oasis located in wine country between ocean and lake ,close to exceptional schooling . Quality built ranch home sits back on the land overlooking rolling lawns, beautiful gardens & ponds. Sunny open plan w/vaulted ceilings, huge windows & French doors to expansive patio. Enjoy handsome stone fireplace , wide plank oak floors & sparkling quarts kitchen. Level entry main floor has 2 big beds, primary w/ 5-piece ensuite & lovey side deck, & a huge mudroom/laundry/storage room. For the car buffs, the oversized, fully equipped garage has 17+’ ceilings, has room for your special car and all your hobbies. On the lower level are 2 more beds, office, large media room, mechanical room & a 765sqft, bright, workshop that’s powered & ventilated w/garage door access. Quality home has 8 zoned, hydronic radiant heated floors, gas fired boiler, top kitchen appliances, back-up generator, 200-amp, electric or gas FP, loads of parking & yard fully enclosed.
Property Type:
Residential
Type:
Single Family Residence
Year built:
2016 (Age: 9)
Close Price Lease Total:
Existing Lease Expiry:
Living Area:
3,396 sq. ft.
Listing General Location:
ML Cobble Hill, Malahat & Area
Bedrooms:
4
Bathrooms:
4.0 (Full:-/Half:-)
Lot Size:
1.149 acre(s)
Kitchens:
1
Home Style:
Contemporary
Taxes:
Building Features:
Basement, Bike Storage, Transit Nearby
Construction:
Cement Fibre, Concrete, Frame Wood, Insulation All, Insulation: Ceiling, Insulation: Partial, Insulation: Walls
New Construction:
No
Basement:
Finished, Full, Walk-Out Access, With Windows
Foundation:
Concrete Perimeter
Electricity:
Yes
Roof:
Fibreglass Shingle
Other Structures:
Workshop
Ceiling Heights:
Floor finish:
Carpet, Hardwood, Linoleum, Tile
Total Building Area:
4,389 sq. ft.
Total Unfinished Area:
993 sq. ft.
Commercial Area:
# Bedrooms or Dens Total:
4
# Main Level Bedrooms:
2
# Second Level Bedrooms:
0
# Third Level Bedrooms:
0
# Lower Level Bedrooms:
2
# Other Level Bedrooms:
0
# Main Level Bathrooms:
3
# Second Level Bathrooms:
0
# Third Level Bathrooms:
0
# Lower Level Bathrooms:
1
# Other Level Bathrooms:
0
# Main Level Kitchens:
1
# Second Level Kitchens:
0
# Third Level Kitchens:
0
# Lower Level Kitchens:
0
# Other Level Kitchens:
0
Living Area Lower Floor:
1,178 sq. ft.
Living Area Main Floor:
2,218 sq. ft.
Living Area Other Floor:
0 sq. ft.
Living Area 2nd Floor:
0 sq. ft.
Living Area 3rd Floor:
0 sq. ft.
Fireplaces:
1
Fireplace Details:
Electric, Living Room
Laundry Features:
In House
Water supply:
Regional/Improvement District
Sewer:
Septic System
Additional Accommodations:
Potential
Cooling:
Other
Heating:
Hot Water, Natural Gas, Radiant Floor
Fireplace:
Yes
Warranty:
No
Pending Date:
Ceiling Fan(s), Closet Organizer, Dining Room
Insulated Windows, Screens, Vinyl Frames
Balcony/Patio, Fencing: Full, Garden, Lighting
Hwy 1 to Shawnigan Lake- MillBay Rd then R onto Cameron Taggart Rd
Main Level
0
Yes
No
Unrestricted
Floor
Type
Size
Other
Main Floor
Main Floor
Main Floor
Main Floor
Main Floor
Main Floor
Main Floor
Main Floor
Main Floor
Lower Level
Lower Level
Lower Level
Lower Level
Lower Level
Lower Level
Floor
Ensuite
Pieces
Other
Main Floor
Main Floor
Main Floor
Lower Level
Financing Notes:
Assessed:
Assessment year:
Approximate Inventory Value:
Fixed Equipment Approx. Value:
Goodwill Approx. Value:
Gross Income:
Net Operating Income:
Association Fee:
Association Fee Frequency:
Association Fee Year:
2025
Jurisdiction name:
Duncan Rural (765)
Legal Description:
Accessibility:
Accessible Entrance, Ground Level Main Floor, No Step Entrance, Primary Bedroom on Main, Wheelchair Friendly
Legal Non-Conformance:
No
Bed and Breakfast:
Potential
Units in Building:
Units in Community:
Number of 2 piece baths:
0
Number of 3 piece baths:
2
Number of 4 piece baths:
1
Number of 5 piece baths:
0
Number of 2 piece Ensuites:
0
Number of 3 piece Ensuites:
0
Number of 4 piece Ensuites:
1
Other Equipment:
Central Vacuum, Electric Garage Door Opener
Occupancy:
Owner
Property Condition:
Resale
Utilities:
Cable Connected, Compost, Electricity Connected, Garbage, Natural Gas Connected, Phone Connected, Recycling
Exposure / Faces:
South
Layout:
Main Level Entry with Lower Level(s)
Lot Site Features:
Acreage, Cleared, Easy Access, Irregular Lot, Landscaped, Level, Near Golf Course, Private, Quiet Area, Recreation Nearby, Rural Setting, Shopping Nearby, In Wooded Area
Attached Garage:
No
Carport Spaces:
0
Garage Spaces:
2
Garage:
Yes
Parking Features:
Additional Parking, Garage Double
Total Parking Spaces:
8
Road Surface Type:
Paved
Total Units:
Date Listed:
May 14, 2025
Original Price:
1795000.0
  • Photo 1: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of front of property featuring driveway, an attached garage, and a shingled roof
  • Photo 2: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Rear view of property featuring a patio, a shingled roof, and french doors
  • Photo 3: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of patio featuring outdoor dining area, a garage, and concrete driveway
  • Photo 4: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Entryway featuring plenty of natural light and french doors
  • Photo 5: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Photo 5 of 46
  • Photo 6: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Dining area with light wood-type flooring and recessed lighting
  • Photo 7: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Dining area with light wood-style flooring and recessed lighting
  • Photo 8: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Dining room with light wood finished floors and vaulted ceiling
  • Photo 9: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Kitchen featuring stainless steel appliances, a sink, white cabinetry, and tasteful backsplash
  • Photo 10: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Kitchen with appliances with stainless steel finishes, a sink, tasteful backsplash, modern cabinets, and a center island
  • Photo 11: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Kitchen with freestanding refrigerator, modern cabinets, light wood finished floors, a towering ceiling, and recessed lighting
  • Photo 12: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Living room featuring wood finished floors, track lighting, recessed lighting, lofted ceiling, and a fireplace
  • Photo 13: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Living area with a stone fireplace, light wood finished floors, high vaulted ceiling, and track lighting
  • Photo 14: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Living area with lofted ceiling, light wood-style floors, and recessed lighting
  • Photo 15: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Entryway featuring wood finished floors, baseboards, and plenty of natural light
  • Photo 16: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Washroom featuring a skylight, light tile patterned flooring, recessed lighting, and washer and dryer
  • Photo 17: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Laundry area with cabinet space, washer and clothes dryer, recessed lighting, a skylight, and light tile patterned floors
  • Photo 18: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Mudroom featuring tile patterned floors and recessed lighting
  • Photo 19: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Bedroom with carpet and baseboards
  • Photo 20: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Bedroom with light colored carpet and a closet
  • Photo 21: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Bathroom with a shower stall, double vanity, and baseboards
  • Photo 22: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Carpeted bedroom featuring baseboards
  • Photo 23: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Bedroom with light colored carpet, multiple closets, and multiple windows
  • Photo 24: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of front of home with an attached garage and a vegetable garden
  • Photo 25: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of patio / terrace featuring a grill
  • Photo 26: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Photo 26 of 46
  • Photo 27: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of patio / terrace with outdoor dining space
  • Photo 28: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Full bathroom with plenty of natural light, toilet, baseboards, and double vanity
  • Photo 29: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Bathroom with a stall shower, a garden tub, and tile patterned flooring
  • Photo 30: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Living room featuring carpet floors, recessed lighting, and baseboards
  • Photo 31: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Bedroom featuring light colored carpet and baseboards
  • Photo 32: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Bedroom with light carpet and baseboards
  • Photo 33: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Carpeted bedroom featuring baseboards
  • Photo 34: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Carpeted bedroom with baseboards
  • Photo 35: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Unfurnished room with light wood finished floors and baseboards
  • Photo 36: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Full bath with a stall shower, toilet, tile patterned floors, vanity, and baseboards
  • Photo 37: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of garage
  • Photo 38: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Miscellaneous room featuring concrete flooring and a workshop area
  • Photo 39: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Garage featuring a garage door opener
  • Photo 40: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Garage featuring a garage door opener
  • Photo 41: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Utilities with gas water heater and electric panel
  • Photo 42: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    Photo 42 of 46
  • Photo 43: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of grassy yard with a garage
  • Photo 44: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of front of house with concrete driveway, an attached garage, and view of scattered trees
  • Photo 45: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of subject property
  • Photo 46: 2654 Cameron Taggart Rd in Cobble Hill: ML Cobble Hill Single Family Residence for sale (Malahat & Area)  : MLS®# 999742
    View of subject property featuring a pool and a heavily wooded area

Virtual Tour

Listed by Pemberton Holmes Ltd.
Data was last updated May 18, 2025 at 04:05 PM (UTC)
Area Statistics
Listings on market:
68
Avg list price:
$996,500
Min list price:
$239,900
Max list price:
$5,290,000
Avg days on market:
41
Min days on market:
3
Max days on market:
472
Avg price per sq.ft.:
$493.86
These statistics are generated based on the current listing's property type and located in ML Cobble Hill. Average values are derived using median calculations.
MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.